Bankruptcy, Foreclosure, Mortgage Modification Attorney serving Brooklyn, Queens, Staten Island, Bronx, Manhattan, Nassau County, Suffolk County and Westchester County. We have 28 years experience in saving homes, eliminating debt and stopping foreclosures. Are you are overwhelmed with debt? Are you unable to pay your bills, borrowing from one credit card account to pay another or making minimum payments without ever being able to save, catch up, or get ahead? Are credit defaults causing undue stress from creditors, bill collectors, mortgage lending institutions, or collection agencies? If so, you do not have to face a hopeless financial future. Help is available through state and federal bankruptcy laws, designed to give an honest debtor a fresh start. At the Law Firm of Anthony J. Perano, you can work with Mr. Perno, an experienced attorney whose main goal is to restore you to the position you were in prior to experiencing burdensome debt. With his help, you may be able to completely eliminate credit card and personal debt. You can call the office and speak with him directly at no charge; He is an understanding and compassionate attorney. You will find him easy to speak with and you will be given a direct answer as to whether or not you can be helped through his legal services. Mr. Perano believes that one of the main goals of a bankruptcy filing is to prevent creditors from reporting negative information to the credit reporting agencies and to stop them in their pursuit of clients. This allows you to restore your credit and get a fresh start. When a bankruptcy case is filed, an "automatic stay" is imposed by the court which halts creditors from pursuing you in any way, including through phone calls, mailings, lawsuits, or foreclosure actions. After the filing, a hearing is held in federal court, usually within 30 days.
If you are struggling with credit card debt, facing foreclosure or need a mortgage modification we can file a Chapter 7 or Chapter 13 Bankruptcy to stop creditors from taking your home or pursuing collection activity. We can stop wage garnishments and any personal lawsuits.
For Bankruptcy, Foreclosure or Mortgage modifications we recommend that you contact us immediately and discuss the specifics of your case with Mr. Perano. Information provided by self-help books and internet websites may not be reliable, may have little to do with your case, or may mislead you. After a short discussion on the phone with Mr. Perano, you will learn whether or not he can help you. He will not misdirect you or waste your time. Once it is established that he can assist you, an appointment may be scheduled ; weekend and evening hours are available for those who need them.